Times are tough all over these days. With many folks loosing their jobs, and others forced to take substantial pay cuts many people are just in survival mode it seems. Little adjustments can make a big difference and I learned this from my uncle that lives in Texas. Estate planning is something of a hobby of his. He talked about so many option that I have to admit that I got lost. He made me promise to start with creating a will because he called this the most important first step in the process. We also talked a lot about setting up a simple budget to make sure I can create a saftey net for all of those seemingly eminent “just in case” situations. It sure helped to be able to talk to somebody I trust about these things.
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